1. Acceptance of Terms
These Terms and Conditions (“Terms”) govern your use of the website https://lascasasdeoro.com and any related services offered by Ruben Zepeda LLC, doing business as (DBA) Las Casas de Oro (“we,” “us,” or “our”).
By accessing this website or booking an appointment, you agree to these Terms. If you do not agree, please discontinue use immediately.
2. Service Overview
Ruben Zepeda LLC / Las Casas de Oro provides mortgage consultation and related real estate lending services.
By booking an appointment, you are requesting to be contacted by one of our licensed mortgage advisors for informational or pre-qualification purposes.
Our services are designed to provide general mortgage guidance and are not a guarantee of loan approval or commitment to lend. All lending decisions are subject to credit and underwriting requirements by authorized lenders.
3. User Responsibilities
By submitting your information, you agree to:
Provide accurate and truthful personal and contact details.
Use our website and booking tools solely for legitimate mortgage-related inquiries.
Refrain from submitting unlawful, harmful, or fraudulent content.
4. Communication Consent
When you book an appointment or submit your information, you consent to receive communications from Ruben Zepeda LLC / Las Casas de Oro, including SMS, email, and phone calls related to your inquiry.
By checking the consent box on the booking form, you authorize us to:
Confirm or reschedule your appointment.
Share personalized mortgage information and updates.
Send reminders, follow-ups, and related resources.
You may opt out of SMS at any time by replying “STOP.”
After confirmation, you will no longer receive text messages unless you re-subscribe through a new booking.
If you experience issues, reply “HELP” or contact us at [email protected].
Message and data rates may apply. Message frequency varies depending on engagement.
Carriers are not liable for delayed or undelivered messages.
5. Messaging Program Details (A2P 10DLC Compliance)
By opting in to receive text messages, you agree to participate in our messaging program under A2P 10DLC regulations.
You may receive updates related to mortgage consultations, pre-qualification, loan programs, and educational content about homeownership.
Text “STOP” to unsubscribe.
Text “HELP” for assistance.
For questions, contact [email protected].
6. Limitation of Liability
While we strive to provide accurate and up-to-date information, Ruben Zepeda LLC / Las Casas de Oro is not liable for any errors, omissions, or outcomes resulting from the use of our services, website, or communications.
Mortgage approvals, rates, and terms are subject to change without notice and depend on third-party lender evaluation.
7. Intellectual Property
All materials, content, and branding on this website are the intellectual property of Ruben Zepeda LLC / Las Casas de Oro.
You may not reproduce, distribute, or use any content without written permission.
8. Modifications to Terms
We reserve the right to update or modify these Terms and Conditions at any time.
Any changes will be posted on this page, and continued use of our website or services constitutes your acceptance of those updates.
9. Contact Information
If you have questions or concerns about these Terms and Conditions, please contact us at:
Ruben Zepeda LLC / Las Casas de Oro
📧 [email protected]
📞 (323) 788-4452
🏢 Legal Address:
10597 Cottonwood Ave, Hesperia, CA 92345
🌐 https://lascasasdeoro.com